What's available
How much they can get depends on their household income, course intensity and where they live while studying.
The table below shows the minimum rates available based on where they live while studying, and course intensity, however students may get more depending on their household income.
For the 2026 to 2027 academic year:
|
Study intensity |
Living with parents |
Studying in London |
Studying outside London |
Overseas |
|
100% |
£4,013 |
£7,039 |
£5,048 |
£5,996 |
|
Between 75% and 100% |
£3,010 |
£5,279 |
£3,786 |
£4,497 |
|
Between 66% and 75% |
£2,673 |
£4,688 |
£3,362 |
£3,993 |
|
Between 50% and 66% |
£2,007 |
£3,520 |
£2,524 |
£2,998 |
|
Between 33% and 50% |
£1,336 |
£2,344 |
£1,681 |
£1,968 |
|
Between 25% and 33% |
£1,003 |
£1,760 |
£1,262 |
£1,499 |
For the 2025 to 2026 academic year:
|
Study intensity |
Living with parents |
Studying in London |
Studying outside London |
Overseas |
|
100% |
£3,907 |
£6,853 |
£4,915 |
£5,838 |
|
Between 75% and 100% |
£2,930 |
£5,139 |
£3,686 |
£4,373 |
|
Between 66% and 75% |
£2,602 |
£4,564 |
£3,273 |
£3,888 |
|
Between 50% and 66% |
£1,953 |
£3,426 |
£2,457 |
£2,919 |
|
Between 33% and 50% |
£1,301 |
£2,282 |
£1,636 |
£1,944 |
|
Between 25% and 33% |
£976 |
£1,713 |
£1,228 |
£1,459 |
Changes to a student's living location
Students must keep their living location on their application up to date. If they told us they were living in their own accommodation in the academic year but will now live at home, they must update their application. This will make sure they get the correct amount of student finance.
This also applies to students who expected to be studying abroad during the academic year. If they'll now be staying in the UK and studying online with their overseas provider, they'll no longer be entitled to the 'overseas' rate of Maintenance Loan. They can update their details through their online account.
Starting a course on or after 1 January 2027
If a student is starting a higher education course on or after 1 January 2027, they can apply for student finance from September 2026 (opens in a new tab).
